Buy the next home before selling. No home sale contingency, ever.
A better way to move. More confidence, less stress.
Powered by our network of loan officers and agent partners.
The leading buy before you sell platform in the U.S.
Built with care.
Inspired by every home, every move, every story.
Trusted by
loan officers + agents
homebuyers served
Buy before you sell is a better way to move
Sell first and rush. Buy with a contingency and lose. Neither works in your favor.
Move once, stress less
Move straight into your new home. No temporary housing, no storage units, no moving twice.
Unlock real buying power
Use home equity to fund a bigger down payment, or even buy with cash. Your equity doesn't have to wait until after you sell.
Make a stronger offer
No home sale contingency holding you back. Buy like a cash buyer and close in as little as 10 days.
Sell at full market value
After moving in, list and sell your old home to maximize its value. No need to rush or accept a lower offer.
Hard moves need more than one solution
- DD
DTI Buster
Lower debt ratio and remove home sale contingency.
Lower debt ratio and remove home sale contingency.
- RR
Retire & Downsize
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No double move. Leverage home equity to downsize for retirement and enjoy greater financial freedom, often without taking on a new long-term mortgage.
No double move. Leverage home equity to downsize for retirement and enjoy greater financial freedom, often without taking on a new long-term mortgage.
- EE
Equity for Down Payment
Learn More
Unlock home equity before selling to cover the down payment and closing costs, and move directly into the new home.
Unlock home equity before selling to cover the down payment and closing costs, and move directly into the new home.
- AA
All Cash Advantage
Learn More
Turn homebuyers into cash buyers, winning in competition and close in as little as 10 days.
Turn homebuyers into cash buyers, winning in competition and close in as little as 10 days.
- MM
Move with $0 out of Pocket
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Buy with little or no cash upfront. Finance up to 105% of the current home's value, enough for both the purchase and the closing costs.
Buy with little or no cash upfront. Finance up to 105% of the current home's value, enough for both the purchase and the closing costs.
- DDDTI Buster
- RR
Retire & Downsize
- EE
Equity for Down Payment
- AA
All Cash Advantage
- MM
Move with $0 out of Pocket
Loved by loan officers and agents who make it happen
Each one starts with a homebuyer who needed a better way to move.
“My borrower was downsizing. Flyhomes provided a customized product for our client that allowed him to close on his new house with zero money out of pocket. And I got a faster close and a strong product mix to provide my valued realtor partner.”
Patrick J. Roman
Division Manager, E Mortgage Capital
"Your team has been very communicative. I was blown away that somebody was monitoring the loan status over the weekend so it didn't slip into Monday. No brokers out there would have even been available So thank you — you make us look really good."
Tucker Maxwell
Senior Loan Officer, Guild Mortgage
"I've done a ton of bridge loans where the bank does the bridge and I do the refinance. With Flyhomes I was like, wow, I can probably eliminate most of the bridge loans I've been doing and just close these as a purchase, which is exactly what happened."
Melissa Condensa
Branch Manager, Guild Mortgage
"There was no other solution for my borrower, and the cost was greatly outweighed by getting into the right house, getting into a house that they would have lost, and being able to have more time to get the right deal on their existing house. They were able to get a couple hundred thousand more by waiting and getting a better deal on the existing house."
Josh Sanford
Branch Manager, loanDepot
"This deal has helped me secure a new real estate agent that now knows he has a great option for a buyer in a pinch that needs a fast closing and unique financing options."
Jennifer McGeary
Branch Manager, Generations Home Loans
“The bridge loan programs offered by Flyhomes are deal-makers and savers. They provide perfect solutions to many different scenarios and cases, and we've got a lot more businesses as a broker since they launched these well-designed financing options.”
Jacky Tian
Senior Loan Officer, Googain
“We have been working with the client for nearly 2 years, placing contingent offers that were repeatedly rejected by the sellers. With Flyhomes solutions, we beat other offers. For me, this meant a fast close, an offer accepted, and more referrals. And it's 3 loans in one. Big commission.”
John MacFarlane
Branch Manager, West Capital Lending
What it looks like in real life
+30% Buying Power.
A Better Home for Mom. No Double Moves.
With Loan Officer Alex Chen
& Agent Maria Lopez
Challenge
Daniel needed a more accessible home for his mother, who was recovering from surgery—but couldn’t qualify while carrying his current mortgage.
Solution
Flyhomes removed that debt from his DTI, increasing his buying power by nearly 30%. He bought first, moved once, and gave his mother a smoother recovery at home.
What it looks like in real life
After Losing Again and Again, Finally Won Like a Cash Buyer
With Loan Officer Kevin Park & Agent Lisa Wong
Challenge
Tracy was trying to buy in a competitive school district but kept losing to all-cash offers—and didn’t want to liquidate all of her investments to compete.
Solution
Flyhomes enabled her to act like a cash buyer, helping her submit a winning offer, close in as little as 10 days, and purchase with as little as 5% down.
What it looks like in real life
Buy New Construction across the states. Move in Mortgage-Free.
With Loan Officer Daniel Kim
& Agent Rachel Adams
Challenge
After 30 years in Seattle, Susan and Mark decided to retire and move closer to their grandchildren in Boulder. They found their ideal home in a 55+ new construction community, but couldn’t qualify while their equity was tied up in their current home.
Solution
Flyhomes unlocked their equity and helped them qualify, so they could secure the new home, wait for construction to finish, and move in when it was ready. After selling their previous home, they paid off the loan and moved in mortgage-free.
What it looks like in real life
A Family of Five Moved with $0 Out of Pocket
With Loan Officer Carlos Ramirez
& Agent Emily Foster
Challenge
With three young kids, moving was already a huge challenge, but coming up with cash for a down payment while managing their current home made it feel impossible.
Solution
Flyhomes unlocked equity across both homes, allowing them to buy with as little as $0 out of pocket. They won their new home, moved once with their family, and sold their previous home after settling in.
What sets us apart
Comprehensive solutions for every scenario
Flyhomes DREAM™ solutions cover almost every Buy Before You Sell scenario, not just the easy ones
Exclusive products you won’t find elsewhere
Advanced financial tools like purchase bridge loans up to 105% LTV unlock deals others can’t
Built to support your client relationships
No handoffs. Work seamlessly with your clients from start to finish
Pay only for what you use
Pricing based on loan amount, not home price. Sometimes up to 70% lower cost
Others
Limited, partial solutions
Typically address only basic cases, leaving gapsfor complex situations
No true equivalent products
Usually lack capabilities for cash-like offers, downsizing, or zero-cash moves
Fragmented experience
Often require handoffs, reducing control
and visibility
Pay full program fees regardless
Program fees tied to home value, even if only a small amount is used
It’s even easier than you think.
Plus, we are with you every step of the way, so you can move forward with confidence.
Submit the current home for program approval
Make a winning offer without a sales contingency
Close on the new home & only move once
Sell the old home & repay the bridge loan, if any