Together with agents like you, 12,000+ homebuyers avoided the cost and hassle of moving twice.
Built to support your clients, wherever they’re moving.
Help your clients move forward with little to no upfront cash—depending on their situation.
For Listing Agents
Don’t let a home sale contingency kill your best offer.
A great offer arrives, but it comes with a contingency. Counter with a Contingency Lift™ and turn a contingent offer into a stronger, more certain deal.
Benefits for Agents
Save $20,000 or more
Pay $2,500 to protect against the costs of a deal falling through.
Keep the price you negotiated
Trade the home sale contingency for certainty.
Protect your best offer
Accept the highest offer without accepting the risk.
Fast approval
Program approval within 12 hours, 3 hours in urgent cases.
Listing Agents
How it works
01
Receive a contingent offer you want to accept
The only thing in the way is the home sale contingency.
02
Counter with Contingency Lift™
Introduce the buyer side to Flyhomes.
03
The buyer side works with Flyhomes
Approval in as little as 12 hours. The sale contingency comes off the contract.
04
Close the deal
Turn a contingent offer into a real, done transaction.
Real buyers, real wins
See how DTI Buster resolved situations that would have otherwise stopped a move.
What it looks like in real life
Multi-offer listing. TX.
$725K, 45 days on market, 3 offers.
Challenge
A listing agent had three offers on a $725,000 home. The strongest — a relocating family at full asking price — came with a home sale contingency, making it a risk to accept over a clean but $35,000 lower offer.
Solution
The listing agent countered with a Contingency Lift, offering $2,500 in seller credits. The contingency was removed within 12 hours, the deal closed at full asking, and the seller netted $32,500 more than the next best offer.
What it looks like in real life
Long-sitting listing. FL.
$480K, 78 days on market, 1 offer.
Challenge
A $480,000 listing had been sitting for 78 days when a single offer came in at $470,000 — $10,000 under asking — and carrying a home sale contingency, putting the seller at risk of restarting the clock entirely.
Solution
The listing agent countered with a Contingency Lift. $2,500 in seller credits removed the contingency, and the deal closed instead of going back to market.
For Buyer Agents
Win two deals at a time. Never lose one to a home sale contingency again.
DREAM™ Solutions help your buyer move before selling. You have a stronger offer at the table and a listing when the old home sells
Buyer Agents
How it works
01
Get approved.
Work with your preferred loan officer and Flyhomes to determine the right Buy Before You Sell solution for your client’s situation.
02
Make a stronger offer.
Help your client submit a strong offer without a home sale contingency, or even make a cash-like offer.
03
Close the new home and move once.
Close on the new home and your clients can move in directly.
04
Sell the old home.
List your client’s old home after they move out, enabling seamless showings, optimal staging, and often a higher sale price.
Case Studies
See how DTI Buster resolved situations that would have otherwise stopped a move.
What it looks like in real life
Exclude current mortgage and qualify for up to 50% more.
Challenge
Daniel needed to move with his elderly mother to a new home before selling their old home, but could not qualify for a high enough loan amount while still carrying the existing one.
Solution
With Flyhomes Buy Before You Sell, Daniel excluded his departing home’s debt, boosting loan approval by 30%, and avoiding the hassle of moving twice.
What it looks like in real life
Save the deal during closing
Challenge
Anthony’s home was under contract, but when the buyer backed out, he could no longer exclude that debt and lost qualification for the new mortgage.
Solution
Flyhomes provided a backup offer on his departing home within 4 hours, allowing him to disregard his existing mortgage and boost his buying power by 40%. For only $2,500.
Loved by agents who make it happen
Each one starts with a homebuyer who needed a better way to move.
"My borrowers didn't want the hassle to sell before they bought, and they were in a competitive market, so a contingency deal would have hurt their offers. Flyhomes made the process easy and fast. My clients loved it. They closed in 10 days. Super easy and quick. My clients told me that I was a miracle worker."
David Hoffman
Loan Officer, United American Mortgage
How to partner with Flyhomes as an agent
No conflicts, just collaboration
No channel conflicts, no in-house agents or loan officers. You can invite your preferred loan officer to join the Flyhomes partner network, or we can connect you with an approved one.
Get dedicated support
Your Flyhomes Account Executive handles onboarding, training, and every deal alongside you.
Stand out with custom marketing
Custom flyers, sales decks, and social content tailored to your business. White-label materials available on request.
Ready to bring these solutions to your borrowers?
Submit a Scenario
Why top agents
choose Flyhomes
Flyhomes
Comprehensive solutions for every scenario
Flyhomes DREAM™ solutions cover almost every Buy Before You Sell scenario, not just the easy ones
Exclusive products you won’t find elsewhere
Advanced financial tools like purchase bridge loans up to 105% LTV unlock deals others can’t
Built to support your client relationships
No handoffs. Work seamlessly with your clients from start to finish
Pay only for what you use
Pricing based on loan amount, not home price. Sometimes up to 80% lower cost
Others
Limited, partial solutions
Typically address only basic cases, leaving gapsfor complex situations
No true equivalent products
Usually lack capabilities for cash-like offers, downsizing, or zero-cash moves
Fragmented experience
Often require handoffs, reducing control
and visibility
Pay full program fees regardless
Program fees tied to home value, even if only a small amount is used
FAQs
Lorem ipsum dolor sit amet, consectetur adipiscing elit, sed do eiusmod tempor incididunt ut labore et dolore magna aliqua. Ut enim ad minim veniam,
Who pays for Contingency Lift?
Any party can cover it: buyer, seller, or buyer's agent. The most common path is a seller credit at closing, where the listing agent counters with an increased closing cost contribution (typically starting at $2,500). No out-of-pocket cash from the seller, and the negotiated price stays intact. We'll provide suggested contract language and cost guidance.
Do I need to work with a specific loan officer?
No. Submit the deal to us first; we'll evaluate the right solution. If the buyer's current lender doesn't support it, we'll connect them with one who does. Our network includes 35,000+ loan officers and we onboard new ones quickly.
Is Contingency Lift available in all 50 states?
The Guaranteed Backup Contract is available in all 50 states with approval in as little as 12 hours. When Instant Equity is the right fit, availability varies by state. Your Flyhomes AE can confirm coverage.
What if the buyer's old home doesn't sell within 180 days?
Flyhomes will buy it at the contract price and resell it. The buyer keeps any net profits* from the resale, and by default the original listing agent handles it — so the listing stays with you.†
*Net profits from the resale are calculated as extra proceeds minus Flyhomes’ transaction costs (closing costs, holding costs, realtor commissions). Flyhomes does not charge any additional fees for buying and selling the property itself.
†Flyhomes retains full discretion over the choice of listing agent. The final decision depends on market conditions, agent availability, and the property’s specifics.
Learn More
Tools, guides, and case studies to help you bring Flyhomes solutions to every deal.
Which DREAM™ Solution fits your client's situation?
A quick decision guide to match the right product to each client scenario
Read More
How one LO closed 1.2 more deals per month with Flyhomes
A real breakdown of how top-performing loan officers are using Buy Before You Sell to grow their business
Read More
Buy Before You Sell: what every loan officer needs to know
An overview of the market opportunity, the products, and how to start conversations with borrowers and agents
Read More*Net profits from the sale are calculated as extra proceeds minus Flyhomes' transaction costs, which cover items such as closing costs, holding costs, and realtor commissions. Flyhomes does not charge additional fees for buying and selling the property itself. Product availability and terms vary by state. Consult your Flyhomes Account Executive for full program details.