Flyhomes Buy Before You Sell
All-Cash Advantage
Compete like a cash buyer. Win the home. Move only once.
Get Started
What All Cash Advantage makes possible
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Win in competition
Make homebuyers’ offers as strong as cash. Thousands of buyers have won in competitive negotiations with it.
Close in as little as 10 days
Help homebuyers close even faster than many traditional cash offers.
No monthly payments until the old home sells
Interest simply accrues to payoff
Sell the current home at full market value
List and sell with any agent, on your own timeline. If the home doesn’t sell within 180 days, Flyhomes buys it at the contract price and handles the resale — any net proceeds go back to the homebuyer.*
How it works
01
Get approved
Submit the current home for program approval.
02
Buy the new home
Purchase the new home with a cash-like offer. No need to time the old sale perfectly.
03
Move in Directly
Move from the old home straight into the new one. No temporary housing, no storage units, no second move.
04
Sell the old home and pay off the loan
List and sell the current home. If it doesn’t sell within 180 days of the new home sale, Flyhomes buys it at the contract price, and any net proceeds go back to the homebuyer.
Real buyers, real wins
See how All-Cash Advantage helped homebuyers go from losing bids to closing fast.
What it looks like in real life
Outbidding cash buyers in a hot market
New home: $730K | Down payment: $36,500 | Bridge loan: $693,500
Challenge
Kayla and Nick kept losing their contingent offers to cash buyers. They needed a way to compete and win without selling their current home first.
Solution
Their loan officer used All-Cash Advantage to turn them into cash buyers with a fast-close, non-contingent offer. They won the home over a competing bid that was $10K higher, closed fast, and sold their old home after moving in.
What it looks like in real life
Dowsize fast, move just once
New home: $400K | Old home value: $560K | Bridge loan: $378,000
Challenge
Linda and Carl were ready to downsize for retirement and found the perfect one-story home near their grandkids — but didn’t want to move twice or wait for their current home to sell.
Solution
Flyhomes removed that debt from his DTI, increasing his buying power by nearly 30%. He bought first, moved once, and gave his mother a smoother recovery at home.
What people are saying
Real stories from homebuyers, loan officers, and agents who used All-Cash Advantage.
“A client of mine wanted to purchase a primary single-family residence. That home had 22 offers! Because of Flyhomes Cash Offer, the seller accepted our offer! What a wonderful product! I have been pitching it to ALL of my realtor partners. This particular realtor already sent me another client last week and that loan is about to close next week!”
Yuki Hoang
Loan Officer, West Capital Lending
"The future of real estate belongs to agents and loan officers who can provide certainty. Throughout my career leading brokerage brands, real estate technology companies, and lending platforms, I've rarely seen a suite of buy-before-you-sell products that change the competitive equation as much as Flyhomes. By eliminating contingencies with speed and affordability, Flyhomes empowers its partners to win more offers, rescue more transactions, and grow their business in ways that simply weren't possible before."
Simon Chen
Former CEO of ERA Real Estate and Arrival Home Loans
"I've done a ton of bridge loans where the bank does the bridge and I do the refinance. With Flyhomes I was like, wow, I can probably eliminate most of the bridge loans I've been doing and just close these as a purchase, which is exactly what happened."
Melissa Condensa
Branch Manager, Guild Mortgage
“We have been working with the client for nearly 2 years, placing contingent offers that were repeatedly rejected by the sellers. With Flyhomes solutions, we beat other offers. For me, this meant a fast close, an offer accepted, and more referrals. And it's 3 loans in one. Big commission.”
John MacFarlane
Branch Manager, West Capital Lending
“My borrower was downsizing. Flyhomes provided a customized product for our client that allowed him to close on his new house with zero money out of pocket. And I got a faster close and a strong product mix to provide my valued realtor partner.”
Patrick J. Roman
Division Manager, E Mortgage Capital
Why Flyhomes All-Cash Advantage stands apart
Close in as little as 10 days.
No financing, appraisal, or home sale contingencies.
No monthly payments.
Interest accrues until payoff after the departing home sells.
Bridge loan fee based on loan amount, not home value —
up to 80% lower cost than alternatives*.
Flexible:
primary residence, second home, or investment property on both sides.
Others
Most conventional offers include contingencies
that make bids weaker in competitive marke
No true Traditional bridge loans often require monthly interest payments,
adding cash flow pressure.equivalent products
Many competitors charge program fees
based on the full home value, regardless of loan size.
Pay full program fees regardless
Many cash offer programs are limited to primary residences only.
FAQ's
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Who is All-Cash Advantage designed for?
It works for homebuyers who own an existing home and want to buy their next one without selling first, especially in competitive markets where contingent offers consistently lose.
What happens if the old home doesn’t sell?
If the home doesn’t sell within 180 days of the new home closing, Flyhomes purchases it at the contract price. Flyhomes then handles the resale, and the homebuyer keeps any net profits from the eventual sale*.
What’s the cost?
Flyhomes bridge loan fees are based on the loan amount, not the full home value, which can mean up to 80% lower costs than alternatives.
Learn More
Resources to help loan officers, agents, and homebuyers understand how Retire & Downsize works.
How to use your home equity to buy your next home before selling
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Read More
How a Colorado family funded their move without touching their savings
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Read More
3-minute explainer — Equity for Down Payment for homebuyers
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Read More Flyhomes Mortgage, LLC | NMLS #1733272
For full licensing information, visit NMLS Consumer Access.
Loans are subject to credit approval and underwriting. Terms and conditions apply. Interest rates, fees, and repayment terms vary. Speak with a loan officer for full details.
Flyhomes Mortgage, LLC is an Equal Housing Lender. We do not discriminate based on race, color, religion, national origin, sex, disability, or familial status (per the Fair Housing Act).