All-Cash Advantage
This Arizona couple didn't want to sell before buying, and a contingent offer would've cost them the home in a competitive market. Their loan officer used Flyhomes All-Cash Advantage to submit a non-contingent, cash-like offer, winning the home and closing in 10 days.
Borrower: Won in a competitive market with a non-contingent, cash-like offer and closed in 10 days
• Loan officer: Won a deal the buyers' situation couldn't otherwise support, earning a “miracle worker”
reputation
• Agent: Closed faster and earned commissions sooner with a 10-day close instead of a drawn-out contingent sale
State:
Arizona
New Home:
$715,000
Current Home Value:
$580,000
Financial Produce Used:
Cross Collateral $643,500
The buyers didn’t want the hassle of selling their current home before buying the next one. They were also up against other offers in a competitive Arizona market, where a contingent offer would have weakened their position and likely cost them the home.
Their loan officer used All-Cash Advantage to turn the buyers into cash buyers. They submitted a strong, non-contingent offer, won the home, and closed in 10 days. The whole process was fast and simple.
“Flyhomes made the process easy and fast. My clients loved it. They closed in 10 days. Super easy and quick.”
David Hoffman, Mortgage Loan Officer, United American Mortgage
“My clients told me that I was a miracle worker.”
David Hoffman, Mortgage Loan Officer, United American Mortgage
The Guaranteed Backup Contract ensures you still have a path forward. If your home hasn’t sold within the program’s timeframe, Flyhomes can step in and purchase it at the agreed-upon backup price, helping protect you from extended holding costs and giving you peace of mind.
Flyhomes Buy Before You Sell programs are available in many states across the U.S., with availability varying by solution and location. The Guaranteed Backup Contract is available in all 50 states, while loan-based products depend on Flyhomes’ lending coverage. Loan officers can check specific availability using the product availability page or by contacting their Flyhomes representative.
It depends on the lender and loan type. Some bridge loans require monthly interest payments during the loan term. Others, including some Flyhomes Buy Before You Sell solutions, defer payments until the home sells and the loan is repaid.
It works for homebuyers who own an existing home and want to buy their next one without selling first, especially in competitive markets where contingent offers consistently lose.
Flyhomes helps your clients compete by removing the home sale contingency that often weakens offers. This is done by unlocking equity from the client’s current home or providing short-term financing, allowing them to submit an offer that isn’t dependent on selling first. This puts buyers in a stronger position when competing with cash offers.
Closing timelines depend on the specific solution and transaction structure. Once a buyer is approved, closing can often happen on an accelerated timeline compared to traditional contingent transactions, in some cases as fast as 10–14 days.
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